Life Events

We have listed a number of life events you may experience. Clicking on each life event will highlight a number of issues for you to consider when planning your future. If you wish to continue with moneymap and look at your current financial position including using the budget sheet, click on current position.

Employment Matters

  • Bank Accounts
  • Superannuation
  • Credit Cards
  • Savings Plans
  • Income
  • Living Expenses
  • Travel
  • Insurance

Marriage/Partnership

  • Wills/EPA’s
  • Finance/Investments
  • Tax
  • Re-marrying
  • Moving house
  • Travel

Buying House

  • Costs
  • Loans
  • Insurance
  • Rates/Maintenance/other costs
  • Moving costs/Setting up house
  • Wills
  • Capital Gains Tax (CGT), income

Sudden Windfall

  • Inheritance
  • Tax , CGT
  • Repay debt
  • Invest
  • Social Security Benefits

Divorce

  • Legal Fees
  • Property Settlement
  • Super
  • Social Security
  • Wills
  • Insurance
  • Accounts/Investments
  • Debt
  • Moving costs

Empty Nesting

  • Travel
  • Savings/super
  • Debt
  • Downsizing home
  • Salary Sacrifice
  • Grandchildren
  • Health
  • MAWTO/tax
  • Care for seniors

Redundancy

  • Super, rollover/cash out
  • ETP's
  • Tax
  • Social Security
  • Insurance
  • Debts
  • Employment/education/training

Retirement

  • Access super
  • Social Security
  • Downsize home
  • Selling assets
  • Expenses, caravan/travel
  • Pension Bonus Scheme
  • Senior Australians Tax Offset(SATO)
  • Reverse Mortgages
  • Pension Loans Scheme
  • Lower income
  • Aged Care
  • Estate planning
  • Funerals
  • Health/wellbeing
  • Hobbies/lifestyle

Death

  • Death of partner
  • Estate planning/wills
  • Downsizing
  • New Partner